When you ask an AI to help with a task — writing a document, building a spreadsheet, producing a report — it has no idea how you do things. It gives you something generic. The skills folder fixes that. It is a simple folder on your computer where you store written descriptions of how things should be done. The AI reads those descriptions before it starts working — not after, not when you remind it, but automatically every time — and the output matches your standards from the

In this article, I describe my experience of working with AI on various aspects of regulatory capital and how one formula triggered the "Pattern Recognition".

If you have been following my posts, you know that I am deeply immersed in writing about the Basel reforms. You might also have noticed that I use AI extensively in my calculations and code building. Today, I want to share my personal experience of diving into regulatory rules and understanding the underlying design concepts with the help of AI. This has become a normal routine for me—a way to ensure I don’t just memorize formulas, but truly grasp the logic and mechanics of t