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SEC SA Unknown Delinquency < 5%

The pool is 1,000,000 of performing residential real estate mortgages. However, delinquency data is missing for 40,000 of these exposures — 4% of the pool. The pool is structured into three tranches —

 
 
 
SEC SA Non Performing Pool

The pool is 1,000,000 of residential real estate mortgages, of which 950,000 (95%) have defaulted. This is a non-performing exposure (NPE) portfolio. The pool is structured into three tranches — junio

 
 
 
SEC SA Stressed Pool

The pool is 1,000,000 of residential real estate mortgages, of which 150,000 (15%) have defaulted. The tranche structure is a classic three-layer waterfall: junior (first-loss), mezzanine, and senior.

 
 
 

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